We understand that retirement means different things to different people. For some, it’s stopping work at 65; for others, it’s a more gradual process which may involve reducing your working hours in the run-up to finishing work entirely.
Whichever approach you take, and whatever age you would like to retire, now is the time to focus on the life you want to have when you’re ready to stop working.
More often than not, you have worked hard and saved hard throughout your life; the children have flown the nest and you will be looking to pay off your mortgage (if you haven’t already done so).
We’ll explore every option so that you can make informed decisions about when and how you would like to retire.
For more information on how we can advise and support you, please click on the links below.
It’s important to understand your income and expenditure. We can help plan for your future through a cash flow model.
We can help you to make the most of pension legislation whilst you’re saving and when you need to create income or capital from your pension.
We’ll help you maximise tax efficiency by making use of available tax reliefs, allowances, tax wrappers and investment products.