Andrew has been providing bespoke financial planning advice for over 26 years. He is experienced in advising both individuals and companies on a wide range of financial matters.

Andrew works in partnership with his clients and their advisers, to gain an intuitive understanding of every aspect of their current situation, future commitments, aspirations and concerns.

Andrew’s clients come from all walks of life which include business owners, expats, lawyers and accountants. His clients have sought expert and impartial advice and are typically about to or going through a transition in their financial lives such as:

Retirement planning:

  • Wishing to prepare for in the near future
  • Understanding whether they can achieve their future goals
  • Structuring savings and investments to meet income and capital needs tax efficiently

Getting divorced:

  • Wishing to understand financial implications
  • Assessing options and assessing changes to future lifestyle
  • Planning for their ‘new life’

Seeking financial security and independence:

  • Helping clients work out what they want to do with their lives and the reasons why
  • Building an action plan to ensure they have the best chance of achieving their aspirations

Andrew also works with a number of solicitors and accountants providing technical support to their clients in relation to corporate planning or financial planning issues.

Outside of work

Andrew lives in Sussex with his partner Julie and son Ollie and in his spare time enjoys Motorsport, sailing and snowboarding.

Qualifications

Andrew is a Certified Financial Planner and affiliate to STEP and Resolution. He is also an assessor for the CISI CFP Financial Planning Exam.

Importantly

All financial advisers in the UK must be registered on the Financial Conduct Authority (FCA) register and hold a valid Statement of Professional Standing (SPS). In an age where financial scams pose a real threat, it’s important to make sure you don’t take financial advice from anyone who doesn’t appear on the FCA Register or hold a valid SPS.

You can view Andrew’s entry on the FCA Register by clicking here. You can view Andrew’s SPS certificate here.

Qualifications

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FPFS – Fellow, Personal Finance Society

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

APFS – Associate, Personal Finance Society

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

CFP – Certified Financial Planner

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

AdvDipIP – Advanced Diploma in Financial Planning

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

AF5 – Financial Planning Process

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

DipFP – Diploma in Financial Planning

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

J06 – Investment Principles, Markets and Environment

At the end of this unit, candidates should be able to demonstrate an understanding of how the economic environment and individual company performance affect investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

CF2 – Investment and Risk

This examination assesses a knowledge and understanding of investment products and the risks involved.

CF3- Financial Protection

This examination assesses a knowledge and understanding of financial protection plans.

CF4 – Retirement Planning

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF9 – Pensions Simplification

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

G10 – Taxation and Trusts

This examination assesses a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

G20 – Personal Investment Planning

This examination assesses a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

G60 – Pensions

This examination enhances general pension knowledge, particularly in pension transfers and opt-out business.

K10 – Retirement Options

This examination assesses knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

K20 – Pensions Investment Options

This examination assesses knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

I have been a customer of Holden & Partners since its inception. During this time, no matter what the state of the financial climate, I have always found that their advice has been balanced and fair. They have a good understanding of everyone’s individual circumstances and produced tailored strategies to match these needs and expectations.

Duncan B, NHS consultant

I’ve always received high quality, personable advice at a time of my convenience. My adviser has often travelled to my home in order to provide very personal service. The advice given is clear and unambiguous. The risks of different types of investment have been clearly discussed to allow me to make an appropriate decision on the nature of my investment portfolio. This has been of great importance when considering the available investment options for my forthcoming retirement. I have always considered that Holden & Partners is very client centred and they have my best interests at heart. I have been with Holden & Partners since 1996 and have recommended them to friends and colleagues on many occasions.

Michael, Surgeon

Holden & Partners manage our company pension scheme with a totally professional and dedicated approach. They have worked with us over a number of years, and are able to explain the potential ‘minefield’ that is pensions, to make it perfectly accessible for the staff.

Jeremy, Print Management Partner

On retirement after 40 years of salaried employment, I interviewed several financial advisers, amongst whom Mark Dodd of Holden & Partners was the nicest and seemingly the most understanding of my investment needs and priorities. Since then my wife and I have had regular (c.6-monthly) meetings with him in order to check and, when necessary, adjust the holdings in our portfolio. This has been very helpful and provided a comforting sense of confidence and security. I have recommended Holden & Partners to others and will certainly continue to do so.

Patrick, retired university professor

It’s easy to feel powerless in the face of global trends such as climate change and environmental destruction. But I feel I regain power as a consumer and a citizen by thinking about where I spend my money and to whom I entrust my savings. I chose Holden and Partners because they were recommended to me and because of their strong track record in ethical investments. It has proven to be a wise choice. Their advisors listened carefully to my needs and created an investment strategy and portfolio that has met and indeed continues to exceed my expectations. The culture of a company also matters to me, I have found their advisors to be well informed and financially shrewd but also easy to speak to and engage with. Many of us find it difficult to trust institutions and organisations these days, but I do trust Holden and Partners to make the right decisions on my behalf.
I would have no hesitation in recommending them to others.

Patrick, Advertising and Marketing Consultant

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Contact us

Whether it’s a question about your personal finances or how you can invest your wealth more ethically, we are here to help. Call us on 020 7812 1460, email info@holden-partners.co.uk or complete the form: