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Keeping perspective in uncertain times
Recent headlines have focused on the possibility of a market downturn, and it’s understandable that such reports can feel unsettling. Periods of volatility can test even the most experienced investors. Yet it’s important to remember that short-term market movements, both up and down, are a natural part of investing.
At Holden & Partners, our investment management team continually monitors global markets and reviews portfolios to ensure they remain appropriately positioned for the long term. Our Investment Director, Paul Dennis, shares his thoughts in this short video on why maintaining perspective is vital during times like these:
Why staying invested matters
When markets fluctuate, it can be tempting to react, to move to cash, delay investment, or “wait for things to settle.” However, reacting to short-term volatility by disinvesting can often lead to missing out on the market’s strongest recovery days.
History shows that markets have consistently rebounded from periods of uncertainty, rewarding investors who remain disciplined and stay invested according to a clear, long-term plan. Those who try to time the market rarely benefit, it’s time in the market, not timing the market, that matters most.
We saw this earlier in the year when fears over the Trump administration’s trade policies temporarily rattled investors. Those who stayed invested through the turbulence participated in the subsequent recovery as markets adjusted and confidence returned.
1 Market performance dipped sharply following Trump’s ‘Liberation Day’ tariffs on 2 April, before rebounding steadily in the ensuing weeks.
Our approach
The portfolios we manage are built with resilience in mind. They are diversified across asset classes, regions, and investment styles, designed to weather short-term market pressures while maintaining exposure to long-term growth opportunities.
Our investment process focuses on disciplined asset allocation and ongoing review, not reacting to headlines, but responding thoughtfully to data. It’s this structured, evidence-based approach that helps protect clients from emotional decision-making and supports sustainable outcomes over time.
Looking ahead
With the Autumn Statement approaching and speculation about possible tax or policy changes, uncertainty may remain a theme for markets in the months ahead. But long-term investors know that clarity eventually returns, and those who remain focused on their goals are often best placed to benefit.
If recent market movements have raised questions or concerns about your own portfolio, please don’t hesitate to contact your adviser. We’re here to help you stay on track, ensuring your investments remain aligned with your goals, values, and future plans.
As always, our team will be paying close attention to the forthcoming Budget to assess its implications, from both a financial planning and investment perspective, and identify the best way forward for our clients.
1 Morningstar: IA Mixed Investment 20-60% Cumulative Total Return GBP 01/01/2025 – 30/09/2025
