Capital Gains Tax (CGT) Advice

Our financial advisers can help you minimise or defer Capital Gains Tax liabilities from property, shares, or business sales.

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Achieving tax efficiency through expert CGT advice

Achieve tax efficiency with expert capital gains tax (CGT) advice from Holden & Partners. Our CGT specialists help you grow wealth more effectively by guiding you on using you tax-free allowances and tax-efficient strategies, ensuring you reduce your tax liability and stay in control of your financial future.

If you are a property investor or business owner we can work with your accountant to help you manage your CGT bills, take advantage of available tax relief, and navigate changes in legislation.

The Financial Conduct Authority does not regulate taxation advice.

Our Capital Gains Tax advice covers

CGT Advice for individuals
Our team of experts specialises in advising clients on how to manage Capital Gains Tax (CGT) responsibilities, helping you make the most tax-efficient decisions.

CGT Advice for businesses
Our experienced corporate advisers work with your accountancy team to provide detailed guidance to firms and shareholders dealing with CGT.

CGT calculations
Accurate CGT calculations on your investments are critical to guaranteeing compliance and minimising liabilities. Our team develops thorough estimates that consider all aspects of your transactions.
We ensure that you have the right guidance when selling property, shares, or company assets, providing you with clarity on your tax liabilities.

What is Capital Gains Tax?

Capital Gains Tax is charged on the profit made from selling assets that have increased in value. It applies to the gain, not the total sale price.

Effective planning can help maximise your financial outcomes, minimise or defer CGT liabilities, ensure tax efficiency, and protect your wealth for the future. Experts from Holden & Partners are ready to guide you in achieving your goals with expert advice and tailored strategies.

“Stef has provided financial information and advice that makes me better equipped to make financial decisions.”

Why partner with us for Capital Gains Tax advice?

Whether you’re selling a business stock, or investments, our expert advisers work directly with you to reduce CGT payments.

With careful preparation, our expert advisers can help you avoid paying unnecessary taxes and help you stay on track with your financial goals. By navigating the changing legislation, we can personalise our tax advice to your specific circumstances, giving you confidence in your tax affairs.

What are the benefits of seeking Capital Gains Tax advice?

Capital Gains Tax advice helps you to save money by discovering reliefs and allowances that decrease your tax payments. With expert advice, you can confidently handle your tax issues and keep more of your profits.

Reduce your tax bill – We investigate possible allowances, such as the capital gains annual allowance and private residence relief, to decrease the tax paid on your chargeable assets.
Maximise tax efficiency – By finding potential tax reliefs, such as investing via ISAs or pensions, or CGT deferral via EIS, we help you pay CGT in the most economical manner.
Support long-term financial goals – We help you develop your financial plan effectively by retaining more of your earnings.

How do I protect my money from Capital Gains Tax?

To protect your money from Capital Gains Tax (CGT), consider using tax reliefs and exemptions such as the annual exempt amount, ISA accounts, or pension contributions. Holding investments for longer periods may reduce CGT, as long-term gains are taxed differently. Also, transferring assets to your spouse or civil partner may help reduce tax liability.
What happens if I don't pay Capital Gains Tax?

Failing to pay CGT can result in penalties, interest charges, and even legal action by HMRC. If you don’t report your capital gains correctly, HMRC may charge additional penalties and interest on any unpaid tax, which could increase the amount you owe.
How to reduce capital gains tax when selling a property?

To reduce Capital Gains Tax (CGT) when selling a property, consider Private Residence Relief if it was your primary home. You can also deduct costs like home improvements and selling fees to lower the taxable gain. Timing the sale during a year with lower overall income can help reduce CGT rates. Consulting a tax adviser can identify further ways to minimise your liability.
Who to speak to about capital gains tax on property?

To navigate CGT on property, it’s best to speak to a tax adviser, accountant, or a specialist financial planner with expertise in property and taxation. We can help you understand how CGT applies to your property sale, and suggest strategies for minimising your tax liability.

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