Reece Biggadike
Financial Planner & Partner

Awards & Accreditations
As an experienced Chartered Financial Planner, I provide lifestyle financial planning and investment advice tailored to your values and ambitions. My goal is to help you move forward with clarity and confidence at every stage of your financial journey. Here’s how I can support you:
Personalised Financial Planning
Your financial situation is unique, and so are your goals. I take the time to understand what’s important to you—whether that’s building wealth, planning for retirement, or making your investments align with your values. Together, we’ll create a clear, actionable plan to help you achieve your objectives.
Investment Advice with Purpose
If you’re looking to grow and protect your wealth, I offer investment strategies designed to meet your goals. Specialising in ethical, sustainable and environmental investments, I can help you build a portfolio that reflects your personal values. Retirement Planning & Wealth Management Whether you’re approaching retirement or already enjoying it, I’ll help you create a strategy that helps create financial independence and peace of mind. From securing your desired lifestyle to passing on wealth to loved ones, I’ll guide you every step of the way.
Expertise in Estate and Trust planning
I bring expert knowledge to help both individuals, families and professionals navigate the complexities of trusts, estates, and inheritance planning. At Holden & Partners, we’ve been helping individuals, families, and businesses secure their financial futures since 2003. As a Chartered, independent financial advisory firm based in Farringdon, we proudly serve clients, offering expert advice and personalised solutions.
Outside of work
I live in North London with my wife and three children. Outside of work, I enjoy travelling, spending time with family and friends, and watching or playing football. I also enjoy personal challenges and have completed the London Marathon (raising money for Cherry Lodge Cancer Care), triathlon’s, a Tough Mudder, a Spartan and climbed Mount Snowdon
Qualifications
Reece has attained the level of Chartered Financial Planner which demonstrates the highest standards of knowledge, capability and practice. He is also a STEP Affiliate, having completed the Financial Services Certificate – Trusts and Estates Planning to support his work with estate and succession planning. Reece is also a Chartered Insurance Institute accredited Later Life Advice Specialist, advising on long-term care and equity release solutions for clients.
Importantly
All financial advisers in the UK must be registered on the Financial Conduct Authority (FCA) register and hold a valid Statement of Professional Standing (SPS). In an age where financial scams pose a real threat, it’s important to make sure you don’t take financial advice from anyone who doesn’t appear on the FCA Register or hold a valid SPS.
You can view Holden & Partners entry on the FCA Register by clicking here.
Qualifications
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FPFS – Fellow, Personal Finance Society
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
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Chart FP – Chartered Financial Planner
Having achieved the APFS designation, advisers can go on to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
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AdvDipIP – Advanced Diploma in Financial Planning
This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.
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AF1 – Personal Tax and Trust Planning
This examination assesses the candidate to develop in-depth financial planning skills related to personal tax and trusts.
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AF3 – Pension Planning
This examination assesses the candidate to develop in-depth financial planning skills related to personal and corporate pensions.
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AF5 – Financial Planning Process
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
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AF7 – Pensions Transfers
The objective of this pension transfer qualification unit is to develop the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits.
This exam brings our advisers up-to-date with the fundamental aspects of the pension transfer process; the implications of transferring between different types of pensions; and develops their advice skills across a range of client circumstances and scenarios.
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DipFP – Diploma in Financial Planning
This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.
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J04 – Pension Funding Options
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
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CF2 – Investment and Risk
This examination assesses a knowledge and understanding of investment products and the risks involved.
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CF3- Financial Protection
This examination assesses a knowledge and understanding of financial protection plans.
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CF4 – Retirement Planning
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
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CF6 – Certificate in Mortgage Advice
This qualification develops an understanding of the sector and the mortgage process, enabling advisers to meet individual client needs.
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CF8 – Certificate in Financial Planning and Long-Term Care Insurance
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.
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ER1 – Equity Release
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
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PFS – Later Life Advice Specialist
Later Life Advice Specialists are identified on the Personal Finance Society ‘Your Money Adviser’ register. Only those advisers that have met the eligibility requirements and have opted into the ongoing CPD commitment required of a specialism will be shown in such search results.