Opinion and Comment

Fuelling the future of driving

Since diesel became a dirty word, new investment opportunities have been growing. European capitals, such as Paris, have indicated that diesel power will be banned completely by 20301. Meanwhile, London will increase the ultra-low emissions zone in 2021, and require all taxis and private hire vehicles to be zero-emissions2.

The reasons are clear. Air pollution is a health crisis, shortening life expectancy by damaging lungs and worsening chronic illnesses. London has experienced illegal levels of air pollution since 20103. Meanwhile, the majority of Britain’s climate change emissions come from transport4, with petrol and diesel cars as the main source.

The search for alternative, cleaner fuels has intensified, with electric battery-powered and hydrogen fuel cell vehicles leading the way as viable options. But which is best?

A beginner’s guide to saving money

by Stefani Williams, Financial Planner

According to the Office for National Statistics, almost half of individuals aged between 18 and 29 have no accessible savings1. With today’s young adults less likely to have money set aside, the lack of readily available savings could mean that they are increasingly dependent on debt or the bank of mum and dad.

Much to our dismay, Personal Finance is still not a compulsory subject in schools, making it easy to understand why young adults simply don’t know or understand how to invest. With this in mind, we write with our saving tips for those starting out on their savings journey. In the event you already have well established savings provisions in place, please feel free to forward on to the younger generation, if you think it would come in useful.

The Food Revolution

So have you survived? Alongside an alcohol-free ‘dry January’ there has been a trend for ‘Veganuary’ – that’s giving up animal products for the first month of the year. Plant-based diets have been growing in popularity, with the rise of social media stars such as Ella Mills of Deliciously Ella, but also mainstream chefs, like Jamie Oliver, now regularly creating vegan recipes.

Maintaining a Long-Term Perspective Through Short-Term Volatility

Holden & Partners Investment Outlook 2019

by Amelia Sexton

At the start of 2018 we issued a message of cautious optimism to investors. A key tenet of this was that the synchronised global growth of 2017 was unlikely to continue indefinitely and that, as downside risks to the economy increased, higher valuations may be a sign of complacency in equity markets that were becoming progressively more expensive. We believed that a slowing global economy presented a more nuanced environment that would create ‘winners’, but also ‘losers’, and the disparity between the parts of the market delivering and disappointing on expectations would be stark. Clients needed to adjust to a more volatile environment, albeit one which would still be broadly supportive for risk assets.

The truth about palm oil

A certain cute orangutan named Rang-tan has been dominating social media in recent weeks. Iceland Food’s tear-jerking Christmas advert, discussing palm oil’s role in the destruction of the orangutan’s habitat, was blocked for its political origins, creating an internet sensation of outrage. Celebs were quick to add their voices, with James Corden tweeting that ‘everyone should see it’ and Julia Bradbury wondering ‘Why why why?’ was it banned.